Menurut UU Nomor 32 Tahun 2004 pasal 22 seluruh pelayanan kesehatan merupakan tanggung jawab pemerintah daerah, termasuk jaminan kesehatan. Tujuan penelitian ini mendapatkan hubungan determinan individu dengan utilisasi Jamkesda. Penelitian ini merupakan penelitian kuantitatif menggunakan rancangan studi potong lintang. Populasi penelitian adalah masyarakat wilayah kerja Puskesmas Tumbang Talaken. Responden terpilih 110 orang diambil secara acak. Faktor diamati adalah determinan individu model Andersen. Hasil penelitian menunjukan 55,5% responden memanfaatkan Jamkesda. Agar utilisasi Jamkesda lebih baik perlu peningkatan promosi kesehatan sehingga masyarakat memperoleh informasi yang benar tentang Jamkesda, mempermudah aksesibilitas dan mengembangkan program berdasarkan kebutuhan masyarakat.

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According RI Law No 32 year 2004 article 22 the entire of health services is responsibility of local government including health insurance. The purpose of this study is to get relationship between individual determinants against Jamkesda utilization. This study is a quantitative using cross-sectional design. The population were community in Tumbang Talaken community health center, Manuhing Sub District. 110 respondents were selected throught random sampling. The factors studied are individual determinants based on Andersen model. The results showed 55,5% respondents use Jamkesda. For better Jamkesda utilization needs increase health promotion efforts to get accurate information about Jamkesda, easier accessibility and develop programs based community needs.