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Seven years since the national health insurance scheme (JKN) was introduced, coverage in DKI Jakarta Province has reached 85% of the population, but the average out-of-pocket (OOP) health expenditure of DKI Jakarta residents is twice that of the national expenditure. The high JKN coverage was accompanied by an increase in OOP in DKI Jakarta Province. This study focuses on understanding how health insurance ownership relates to health service utilization and cash health expenditure in DKI Jakarta Province. This study uses secondary data from Susenas Kor in 2021. The quantitative analysis conducted in this study includes two stages, the first stage using individual-level data to determine the determinants of individual health behavior on health service utilization. The second stage was carried out using household-level data to determine the tendency of health insurance utilization with out-of-pocket health expenditure in DKI Jakarta Province. This study found that the economic status of the population in quintile one (Q1) and quintile two (Q2) is the largest group of people who do not have health insurance. The results of the first stage of analysis show that DKI Jakarta residents prefer privately-run health facilities for outpatient utilization, while government-operated health facilities are slightly superior for inpatient utilization. Residents who have JKN will use it for outpatient and inpatient utilization. The results of the second stage showed that the out-of-pocket cash health expenditure of people with national health insurance (JKN) was lower than that of people without health insurance. Residents who have dual/combination health insurance (JKN and private) when utilizing health services are using private health insurance. The higher the economic status of the population, the higher their health expenditure. This study suggests that the government should pay close attention to the coverage of health insurance among people with low economic status. It also needs to encourage people to make more use of JKN when utilizing outpatient and inpatient care in order to further reduce financial risk, especially for people with vulnerable household members.
In the Performance Based Capitation (KBK) payment system, the performance achievement of First Level Health Facilities (FKTP) will be calculated based on the indicators of Contact Rate, Non-Specialist Referral Ratio, and Controlled Prolanis Participant Ratio as the basis for capitation payments. This research is a non-experimental research using a quantitative approach, which aims to determine the relationship between the status of implementation of KBK consequences, the ratio of doctors to participants, fulfillment of infrastructure, scope of services and financial management patterns of Community Health Centers with the value of KBK achievements at Puskesmas in the North Sumatra Province region in 2023. From the results of this research, the KBK achievement value for Puskesmas in North Sumatra Province in December 2023 is 2.8 or has not yet reached the target maximum. The ratio of doctors to participants and fulfillment of infrastructure have a significant relationship to the KBK achievement score. Fulfillment of doctors based on the number of registered participants, fulfillment of infrastructure and arrangements for the distribution of registered participants need to be paid attention to in order to improve performance in accordance with the provisions of Performance Based Capitation.
Indonesia telah menjadi pelopor dalam pengelolaan program jaminan kesehatan sosial (JKN) terbesar di dunia. Program ini diinisiasi sejak tahun 2011 berdasarkan Undang-Undang No 40 tahun 2004 tentang Sistem Jaminan Sosial Nasional dengan pencapaian kepesertaan JKN sebesar 96% terhadap jumlah penduduk pada Desember 2023. Cakupan kesehatan semesta sebagai salah satu upaya dalam program JKN tidak hanya berkaitan dengan kepesertaan, tetapi juga mencakup manfaat yang diterima serta mekanisme pembiayaannya. Ekuitas sebagai salah satu asas dalam memenuhi persyaratan Universal Health Coverage (UHC) masih menjadi masalah dalam pelaksanaan program JKN ini, hal ini terlihat dari data grafik yang dianalisa oleh Ascobat Gani pada tahun 2019 bahwa masih terjadi disparitas yang sangat signifikan antara wilayah propinsi di Indonesia. Tujuan dari penelitian ini untuk melakukan analisis terhadap faktor dari sisi penyedia atau supply side yang mempengaruhi terjadinya disparitas pemanfaatan layanan kesehatan pada fasilitas kesehatan tingkat pertama program JKN. Penelitian ini menggunakan data sekunder BPJS Kesehatan, dan data publikasi dari Kementrian Keuangan dan Kemntrian Dalam Negeri serta Badan Pusat Statistik. Data dianalisis secara univariat, bivariat, dan multivariat dengan menggunakan metode regresi linier berganda. Secara statistik, pemanfaatan layanan kesehatan ditingkat pertama dipengaruhi sebesar 30% oleh kondisi geografis melalui alat ukur status keterpencilan Desa melalui variabel Skor Indeks Desa Membangun (IDM), dan kondisi sosioekonomi melalui alat ukur kapasitas fiskal dan persentase Pendapatan Asli Daerah (PAD) terhadap APBD kabupaten dan kota. Skor IDM dan Persentase PAD terhadap APBD secara signifikan berpengaruh positif sedangkan rasio kapasitas fiskal daerah secara signifikan berpengaruh negatif dengan nilai signifikansi P < 0,05 terhadap kontak rate kunjungan rawat jalan tingkat pertama
Indonesia has become a pioneer in managing the largest social health insurance (JKN) program in the world. This program was initiated in 2011 based on Law No. 40 of 2004 concerning the National Social Security System with the achievement of JKN membership of 96% of the total population in December 2023. Universal health coverage as one of the efforts in the JKN program is not only related to membership, but also includes the benefits received and the financing mechanism. Equity as one of the principles in fulfilling Universal Health Coverage (UHC) requirements is still a problem in the implementation of the JKN program. This can be seen from graphic data analyzed by Ascobat Gani in 2019 that there are still very significant disparities between provincial regions in Indonesia. The aim of this research is to conduct an analysis of factors from the provider side or supply side that influence disparities in health service utilization in first level health facilities of the JKN program. This research uses secondary data from BPJS Kesehatan, and published data from the Ministry of Finance and Ministry of Home Affairs as well as the Central Statistics Agency. Data were analyzed univariately, bivariately and multivariately using multiple linear regression methods. Statistically, the utilization of health services at the first level is influenced by 30% by geographical conditions through measuring village remoteness status through the Village Development Index Score (IDM) variable, and socio-economic conditions through measuring fiscal capacity and the percentage of Regional Original Income (PAD) to the district APBD and city. The IDM score and the percentage of PAD to APBD have a significant positive effect, while the regional fiscal capacity ratio has a significant negative effect with a significance value of P < 0.05 on the contact rate of first level outpatient visits.
