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Pola pembayaran pelayanan persalinan pervaginam normal yang dibayarkan oleh BPJS Kesehatan adalah dengan cara nonkapitasi yakni sebesar Rp.600.000. Fasilitas Kesehatan sebagai mitra kerja BPJS Kesehatan diharuskan memberikan pelayanan kesehatan sesuai perjanjian kerjasama dan tanpa menarik iur-biaya. Penarikan iur-biaya yang dilakukan oleh fasilitas pelayanan kesehatan mitra kerja BPJS merupakan salah satu tindakan kecurangan (fraud). Penelitian ini dilakukan dengan metode kualitatif. Hasil penelitian menemukan bahwa faktor kebutuhan finansial menjadi pendorong bagi klinik mitra kerja BPJS Kesehatan untuk menarik iur biaya pada peserta BPJS Kesehatan. Pegawasan yang dilakukan oleh BPJS Kesehatan, DinKes, serta Kementrian Kesehatan belum dilakukan secara optimal dan penggunaan sanksi seperti yang tertuang didalam PMK No. 36 Tahun 2015 juga belum dilakukan sepenuhnya. Berdasarkan hasil tersebut penulis menyarankan untuk dilakukannya analisis unit cost terkait pelayanan persalinan pervaginam normal dan ditingkatkannya pengawasan oleh BPJS Kesehatan dan semua pihak yang terkait untuk menjamin fasilitas pelayanan kesehatan sebagai mitra kerja BPJS Kesehatan memberikan pelayanan yang bermutu dan sesuai dengan peraturan yang telah ditetapkan.
The pattern of a normal vaginal delivery service payments paid by BPJS is by nonkapitasi which amounted to 600,000. Health Facility as partners BPJS required to provide appropriate health services cooperation agreement and without cost-sharing. Cost-sharing withdrawals carried out by health care facilities BPJS partners is one act of fraud (fraud). This research was conducted using qualitative method. The research found that the factor of financial needs become the driving force for the clinic BPJS partners to attract participants BPJS cost sharing on health. Supervision conducted by BPJS Health, Health Office, and the Ministry of Health is not optimal and the use of sanctions as stipulated in the Regulation of Healt Minister No. 36 2015 has not been done completely. Based on these results the authors suggest to do the analysis of the unit cost of service related to normal delivery and increased supervision by BPJS Health and all parties concerned to ensure the health care facility as a partner BPJS provide quality services and in accordance with the prescribed rules.
Penelitian ini menganalisis Cost of Illness (COI) peserta JKN dengan penyakit kanker serviks di Indonesia dan faktor-faktor yang mempengaruhinya. Desain penelitian yang digunakan adalah studi observasional deskriptif dengan pendekatan cross sectional. Data yang digunakan dalam penelitian ini adalah Data Sampel BPJS Kesehatan dan Data Upah Rata-Rata per Jam menurut Provinsi Tahun 2022-2023. Teknik pengambilan sampel menggunakan total sampling sehingga sampel merupakan seluruh peserta JKN dengan penyakit kanker serviks di Indonesia sesuai dengan kriteria inklusi dan eksklusi yang ditetapkan. Hasil penelitian ini menunjukkan bahwa total Cost of Illness peserta JKN dengan penyakit kanker serviks adalah sebesar Rp105.507.876.365 dengan rata-rata COI per peserta adalah sebesar Rp4.582.340. Nilai COI tersebut belum termasuk dengan klaim obat terpisah yang dibayarkan BPJS Kesehatan diluar paket INA-CBG. Faktor usia, status perkawinan, segmentasi kepesertaan, hak kelas rawat, jumlah kunjungan RJTL, jumlah kunjungan RITL, lama hari perawatan, dan tingkat keparahan berpengaruh signifikan secara statistik terhadap Cost of Illness. Hasil penelitian ini menggambarkan beban ekonomi yang disebabkan oleh penyakit kanker serviks sehingga program deteksi dini sangat penting untuk dilakukan demi tercapainya efisiensi biaya kesehatan.
This study analyzed the Cost of Illness (COI) of JKN participants with cervical cancer in Indonesia and the factors that influence it. The research design used was a descriptive observational study with a cross sectional approach. The data used in this study are BPJS Kesehatan Sample Data and Average Hourly Wage Data by Province in 2022-2023. The sampling technique used total sampling so that the sample was all JKN participants with cervical cancer in Indonesia according to the specified inclusion and exclusion criteria. The result of this study indicates that the total Cost of Illness of JKN participants with cervical cancer is Rp105.507.876.365 with an average COI per participant of Rp4.582.340. The COI value doesn’t include separate drug claims paid by BPJS Kesehatan outside the INA-CBG package. The factors of age, marital status, membership segmentation, class of care, number of RJTL visits, number of RITL visits, length of treatment days, and severity have a statistically significant effect on the Cost of Illness. The results of this study illustrate the economic burden caused by cervical cancer so that early detection programs are very important to do in order to achieve health cost efficiency.
Claim management has a very important function, including payment for healthservices that have been provided using insurance (BPJS of health). This unit determinesthe financial cash flow of the hospital and determines a claim must be paid immediately,postponed or rejected. This study use a literature review method that discuss factorsrelated to pending claim BPJS at the hospital. The purpose of this study is to get anoverview of the implementation and what factors are related to pending BPJS claim andefforts to reduce them. In order to acquire a proper literature test, a literature review wasconducted using PRISMA guidelines. The search found 15 studies that eligible for thestudy.The 15 studies showed factors related to pending claim at hospital were humanresource, policy, facilities and infrastructure, claim administration, external factor andevaluation. Claim administration factor more likely appeared as cause for pending BPJSclaim. The hospitals have made efforts to reduce pending BPJS claim, but there are stillmany claim files returned by BPJS Health. For this reason, the hospitals also must createstrategies and implement sustainably to overcome the impact caused by pending BPJSclaim.Key words: BPJS claim, BPJS of health, claim file, hospitals, pending claim.
