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The strategy that must be applied by insurance companies is to recognize, fulfill, and satisfy the needs of their customers. Optimizing service quality is something that needs to be considered in health insurance companies because almost all customers depend on and interact directly with providers and the company itself. Many insurance companies in Indonesia have conducted regular insurance participant satisfaction surveys and are always trying to improve the quality of their services. This study aims to determine the factors that influence the satisfaction of health insurance participants in various countries. It is hoped that the literature findings can be lessons learned and used as additional indicators in the participant satisfaction survey. The method used in this study is a literature review. Search studies using online databases such as PubMed, ScienceDirect, ProQuest, Wiley Online, and Scopus found a total of 3,060 journal articles. After the selection, there were 11 studies used in this research from various countries. From this study it was found that there are 6 factors that affect the satisfaction of health insurance participants, such as organizational factors, types of insurance, benefit packages, sociodemographic factors, health services, and consumer personal factors. The most dominant factors influencing satisfaction in various countries are service quality, participant expectations, and utilization of health services.
ABSTRAK
Pemanfaatan suatu pelayanan kesehatan merupakan hasil interaksi antara pengguna jasa pelayanan kesehatan dan penyelenggara pelayanan kesehatan. Interaksi ini merupakan suatu hal yang sangat kompleks dan berhubungan dengan banyak faktor. Rumah Sakit Hermina Bekasi adalah rumah sakit umum swasta yang terletak di Kota Bekasi dengan unggulan pelayanan pada kebidanan dan anak. Tingginya jumlah kunjungan Ante Natal Care ternyata tidak diikuti oleh tingginya jumlah persalinan. Data selama tiga tahun berturut-turut menunjukkan jumlah kelahiran tidak pernah mencapai target yang ditetapkan oleh Rumah Sakit, hal ini menjadi menarik untuk diteliti lebih lanjut apa penyebabnya dari sisi penyelenggara dan pendukung pelayanan. Penelitian ini merupakan penelitian analitik dengan pendekatan kuantitatif. Sedangkan desain penelitiannya adalah cross sectional. Pengumpulan data dengan menggunakan kuesioner yang diisi oleh responden. Populasi adalah seluruh pasien yang melahirkan di RS Hermina Bekasi. Pengambilan sampel dengan purposive dan quota sampling. Analisis data menggunakan analisis univariat yaitu distribusi frekuensi, analisis bivariat dengan uji Chi Square, analisis multivariat tidak dilakukan karena tidak memenuhi syarat pengujian. Hasil uji statistik semua variabel bebas tidak adanya hubungan dengan frekuensi selalu memanfaatkan, namun berdasarkan hasil angka, proporsi terbesar frekuensi pemanfaatan pelayanan responden ada pada semua variabel bebas yang baik. Setelah dilakukan pemilahan dan penilaian lebih mendalam dengan menjabarkan hasil penilaian skala Likert yang ada dari masing- masing variabel bebas, didapatkan kekurangan pada hampir semua peryataan dari variabel bebas kecuali perilaku SDM (dokter dan perawat) dan kenyamanan. Sehingga perlu untuk ditelaah lebih lanjut terhadap kekurangan- kekurangan yang ada dari sisi provider. Analisa multivariat tidak bisa diolah lebih lanjut karena hanya satu yang bisa masuk permodelan multivariat (tidak memenuhi syarat).
ABSTRACT
Utilization of health services is the result of an interaction between the users health services and providers of health services. This interaction is a very complex matter and is associated with many factors. Hermina Bekasi Hospital is a general hospital located in Bekasi with superior service in obstetrics and children. The high number of Ante Natal Care visits was not followed by the high number of births. Data for three years in a row shows the number of births has never reached the target set by the hospital, it becomes interesting to study further about the causes from provider and health services side. This research use a quantitative analytical approach while the study design was cross-sectional. Data collection used questionnaires completed by respondents. The population was all patients who give birth in Hermina Bekasi hospital with purposive and quota sampling. Analysis of the data using univariate frequency distributions, bivariate analysis with Chi Square test, multivariate analysis was not performed because it does not meet the test requirements. The results of the all the independent variables statistical test are not always the relationship with the frequency of use, but based on the numbers, the largest proportion of respondents frequency of service utilization for all the independent variables are good. After sorting and more deep assessment by outlining the results of the existing Likert scale assessment of each of the independent variables, found flaws in nearly all variables except the stationing of human behavior (doctors and nurses) and comfort. So it needs to be examined against the existing shortcomings of the provider. Multivariate analysis could not be processed further because the only one who can get in multivariate modeling (not eligible).
